Today is August 30, 2019

Verse of the Day — James 1:5

If any of you lacks wisdom, let him ask of God, who gives to all generously . . .


A valuable resource is available for the asking!


The Bible does not give specific answers to all life’s problems. Many times we must apply practical application of scriptural guidelines and principles. Between life’s twists and turns and the vast depth of scripture, knowing what and when to apply is a daunting task—to say the least! But God has graciously given us access to all the wisdom we need.

For the LORD gives wisdom;
From His mouth come knowledge and understanding.
—Proverbs 2:6

All we have to do is ask.

There is a catch, so to speak. Not only must we ask for God to give us wisdom, we must also not doubt that He will give it to us.

But he must ask in faith without any doubting, for the one who doubts is like the surf of the sea, driven and tossed by the wind. —James 1:6


Dear Compass,

Several members of our evangelical church believe that they should not carry any health insurance. They quote Matthew 6:19-34 as proof text. They further assert that those of us who have insurance are lacking in faith rather than being good stewards. I certainly trust God to take care of my needs, but didn’t he also give me a mind? I would hate to have to pay for a major medical expense without insurance. What does the Bible say?


Psalm 46:1-3 says God is our refuge and strength, and we have to commend anyone who lives with great faith. However, there is a difference between great faith/trusting God and foolishness. God wants us to have great faith/trust WHILE acting prudently. We are warned not to test God foolishly (Luke 4:12; 1 Corinthians 10:9). God is our refuge and strength,
A very present help in trouble.
Therefore we will not fear, though the earth should change
And though the mountains slip into the heart of the sea;
Though its waters roar and foam,
Though the mountains quake at its swelling pride. Selah.
—Psalm 46:1-3

And Jesus answered and said to him, “It is said, ‘YOU SHALL NOT PUT THE LORD YOUR GOD TO THE TEST.'” —Luke 4:12

Nor let us try the Lord, as some of them did, and were destroyed by the serpents. —1 Corinthians 10:9

Just because God says He will protect us doesn’t mean we can go play in the traffic. As a biblical example, God had the Jews build the wall around their city for protection (Nehemiah 2) before they began to work on anything else. They built the walls even though they still trusted God would deliver them. Deuteronomy 22:8 told the Jews to build a rail on the roof so people wouldn’t fall off, or if they did fall off, at least they wouldn’t be held accountable for not having the protection in place.

When you build a new house, you shall make a parapet for your roof, so that you will not bring bloodguilt on your house if anyone falls from it. —Deuteronomy 22:8

The Bible also says not to be foolish when it comes to our family’s best interests.

He who troubles his own house will inherit wind,
And the foolish will be servant to the wisehearted.
—Proverbs 11:29

And not having any form of health insurance is certainly throwing caution to the wind.

The way of a fool is right in his own eyes,
But a wise man is he who listens to counsel.
—Proverbs 12:15

Fools despise wisdom (Proverbs 1:7, 22), and there is definitely wisdom in paying a little each month rather than waiting to pay a lot later. The odds of someone needing insurance is extremely high. Quite frankly, it’s a privilege to live in a country where insurance is available. The fear of the LORD is the beginning of knowledge;
Fools despise wisdom and instruction.
—Proverbs 1:7

How long, O naive ones, will you love being simple-minded?
And scoffers delight themselves in scoffing
And fools hate knowledge?
—Proverbs 1:22

As a side note, there are groups of Christians who are in plans referred to as “Brotherhood Insurance.” It’s a bear one another’s burdens (Galatians 6:2) approach that seems to work fairly well. But it is still insurance against not being able to pay for future health problems. The difference is that it usually costs less and has fewer people involved.


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Scripture taken from the New American Standard Bible, copyright The Lockman Foundation 1960, 1962, 1963, 1968, 1971, 1972, 1973, 1975, 1977. Used by permission.

Answers to questions in GML are intended to be supplementary and in the spirit of Proverbs 11:14, 15:22, and 26:26, which calls for believers to seek counsel from more than one person. Therefore, it is not recommended that any decision be based solely on GML’s answer, but rather it be considered one of several counselors when determining a course of action.

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